Northern Illinois Cities

Acquiring new equipment is most likely the largest capital investment you will make for your business.  Few businesses choose to obtain equipment from current cash flow or working capital.  Equipment financing is an easy, economical way for businesses of any size to get equipment without making a large cash investment. Whether you are looking to expand current capacity or looking to replace old, inefficient equipment, Marlin will help you understand how lease financing solutions help you acquire the equipment you need for your business.

Marlin has been a leader in the small ticket equipment financing sector for over 13 years - providing custom solutions for customers like you. We have helped over 200,000 customers and have extended over $2.6 billion in lease financing since our inception.  By selecting Marlin, you will work with experienced financing specialists who understand the goals and challenges of a small business.

Your decision to lease equipment should not be taken lightly. We provide you with all the necessary resources to get the equipment you need - when you need it. Our acclaimed Single Point of Contact® Service offers you a dedicated leasing professional who assists you every step of the way throughout the leasing process.

Equipment financing has many advantages for your business, including conserving your cash and reducing taxable income for your business.

Equipment financing is a form of credit and can extend your company's borrowing power outside of conventional loans.  Marlin can help you finance many different types of equipment - new or used :

• Manufacturing Equipment
• Computer Hardware and Software
• Copiers and Office Equipment
• Construction Equipment
• Restaurant and Food Service Equipment
• Industrial Equipment
• Graphic Arts and Printing Equipment
• Telecom Equipment
• Medical Equipment

Contact us today to speak with an Account Executive and find out first-hand the many ways Marlin can help you to grow your business.

The Small Business Jobs and Credit Act of 2010 Increases Tax Benefits Through December 31, 2011!

On September 27, 2010, Congress passed The Small Business Jobs and Credit Act of 2010 which expanded the Section 179 benefit:

• Increases the Section 179 deduction to $500,000 (up from $250,000).
  This means that if your customer buys (or leases) a piece of qualifying equipment, they can deduct up to $500,000 of the purchase price from their gross income.
• Increases the total amount of eligible equipment purchased to $2 million (up from $800,000).
  This means your customer can purchase more equipment and still have the benefit of the Section 179 deduction.
• Extends the "50% bonus depreciation" to tax year 2010 (it was rescinded at the end of 2009, but has been restored.)
  For equipment purchases over the Section 179 deduction of $500,000 your customer can deduct an additional 50% of the overage in addition to the standard depreciation deduction.
• Extends Section 179 Benefits through December 31, 2011.

What does this mean for you?

The tax incentives for purchasing new equipment have never been greater. By offering your customers a lease to purchase option, the amount they save in taxes could be greater than what they pay in the first year of a lease. Their new equipment would make them money from day one!

Example: Equipment Cost of $600,000

LEASE vs. CASH PURCHASE vs. BANK LOAN